HOUSEHOLD FINANCIAL MANAGEMENT: A SINGLE PARENT WOMAN'S PERSPECTIVE
Keywords:
Financial Management, Household, Single ParentAbstract
Introduction : Single parent woman must make all financial decisions on their own, plan and manage budgets carefully, and ensure family finances are well managed in the absence of financial contributions or support from spouse. The purpose of this study was to analyze the household financial management of single parent women in Mataram City. Household financial management is closely related to welfare from the cycle of acquisition to utilization of wealth. Research on financial management by single parent women is interesting because single parent women occupy all levels of management in the household, from top management, middle to low management.
Research Methods : This research uses a qualitative method with a phenomenological approach to 4 (four) single parent women aged 25-60 years in Mataram City as a informants.
Finding/Results : The results showed that household financial management in the perspective of single parent women consist of several stages of management, namely: first, planning involves setting budgets and spending priorities for children's needs and emergency funds, similar to corporate financial planning that determines the amount and use of short- and long-term funds. Second, organizing and actuating, which adjusts spending to income and financial realities in line with the preparation of structures and responsibilities in the company. Third, controlling, which is monitoring and regulating spending according to budget, similar to monitoring company performance. And fourth, evaluating, which compares expenditures with the planned budget, similar to variance analysis in the company.
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